Let us help make your retirement exceptional

Retirement & Pension Planning

live your best life

We Implement Successful Strategies

Estate Management Counselors, LLC provides comprehensive individual retirement planning services to their clients.  Retirement planning involves more than just participating in a company’s retirement plan or self-employed retirement plan.  Retirement planning involves implementing a strategy which allows an individual to accomplish their retirement goals and objectives. All of our client-specific recommendations are made with a view toward reducing taxes and fees to the greatest extent possible.

helping you Retire well

comprehensive retirement planning services

Happy pension couple with laptop and paperwork for retirement planning, online ecommerce website or

Should I participate in my company’s 401(k) past the matching point?

You may be better off not contributing past the matching point.

Will you loose over 70% of your 401(k) or IRA when you die to the IRS?

You maybe holding a ticking time bomb which will cost your heirs dearly.

Are you limited to what you can contribute to your 401(k)?

Other planning strategies will allow you to defer additional income.

Do you want to establish a deferred compensation plan without having all of your employees be allowed to participate?

You can have your cake and eat it too, only with proper planning.

“You can have your cake and eat it too, only with proper planning.”

Estate Management Counselors, LLC

We can do this!

other professional services Include:

Clients of EMC are provided with objective financial recommendations and counseling to assist them in reaching their retirement and pension planning, and personal objectives. 

Issues that may arise with retirement & pension planning:

  • Should I participate in my company’s 401(k) past the matching point?
  • Will you loose over 70% of your 401(k) or IRA when you die to the IRS?
  • Are you limited to what you can contribute to your 401(k)?
  • Do you want to establish a deferred compensation plan without having all of your employees be allowed to participate?

Investments

We provide personalized investment recommendations to help our clients achieve their goals and objectives.

Business Planning

Business planning involves more than just leaving the business to the next generation or to the surviving business owner(s).

Estate Planning

Estate planning involves more than the outright passing of property from one person to another.